Capital360: RTS & Dividend Automation Platform
Capital360 is PNDC’s comprehensive RTS and capital operations platform designed to manage shareholder records, dividend and interest calculations, and distribution workflows for banks, financial institutions, and capital market participants.
Built for accuracy, compliance, and operational control, Capital360 enables institutions to automate complex capital processes while maintaining full auditability, financial precision, and reporting visibility.
The Challenge in Capital & Dividend Operations
Managing shareholder records and dividend operations requires precision, governance, and scalability. Institutions often face fragmented systems, complex tax rules, multi-entity structures, and high transaction volumes — all under strict regulatory oversight.
Common operational pressures include maintaining accurate physical and Demat records, processing complex dividend and interest calculations, handling institutional mergers and share restructures, and ensuring complete audit traceability.
Capital360 addresses these challenges through a centralized, workflow-driven RTS and dividend automation platform that replaces manual processes with controlled, system-driven operations.
What Is Capital360 ?
Capital360 is an enterprise-grade platform that enables institutions to manage shareholder data, transactions, dividend distribution, and compliance reporting within a single, controlled environment.
The system supports both physical and Demat shareholders, multiple institutions and instruments, configurable tax and dividend rules, secure transaction processing, and comprehensive MIS and regulatory reporting. It provides operational clarity across the full capital lifecycle — from issuance and transfer to dividend payout and compliance documentation.
The Challenge in Capital & Dividend Operations
Centralized Shareholder Record Management
Capital360 unifies shareholder profiles with KYC-linked records, all holding types, and controlled share management — including splits, status updates, enquiries, and detailed statements — within a secure data environment.
Multi-Institution & Parameter Management
The platform supports multiple institutions in a single deployment, enabling centralized yet segregated management with configurable AGM settings, dividend cycles, account structures, and automated merger swap handling.
Flexible Tax Code Management Framework
Capital360 features configurable tax logic by shareholder category, supporting standard and override rules, including dividend-specific configurations aligned with regulations.
Dividend & Interest Calculation and Distribution
The system automates dividend and interest calculations across equities, mutual funds, and debentures with flexible distribution cycles. It supports structured payment processing, reprocessing, status tracking, and manages new and bonus share issuance.
Advanced Share Transfer & Dematerialization
Capital360 simplifies complex transfers — including broker pool, family, and death cases — with support for dematerialization, DRN handling, signature verification, and structured tracking for compliance and traceability.
Reporting, MIS & Governance Controls Framework
The platform delivers comprehensive shareholder and dividend reports, holdings analysis, and activity dashboards, supported by role-based access, configurable parameters, data migration tools, and audit-ready logs for strong governance.